Recharge With Care

Get hospital cover for illness and accident as well as life cover for a minimum of 30 days when you load MTN airtime, data or bundles from Mobile Money.

What is Recharge With CareWhat is Recharge With Care

Recharge your MTN airtime, data or bundle purchases and receive insurance cover at the same time. You can get Life and Hospital cover for simply signing up and purchasing MTN airtime, data or bundles.

MyLife cover pays out to your beneficiary in the unfortunate event of your passing, while MyHospital cover is paid if you spend one night or more in hospital due to illness or accident

What are the benefits of Recharge With Care cover?What are the benefits of Recharge With Care cover?


By signing up with aYo you can get free cover valid for a minimum of 30 days, every time you purchase bundles via MoMo.

WHAT IS MyFreeCover? :

MyFreeCover is composed of:

MyLife cover – in the event that you pass away, your accumulated cover will be paid out to your beneficiary (MyBeneficiary).

MyHospital cover – if you spend at least 1 night in hospital due to a trauma event (either an accident, impact or injury), your accumulated cover will be paid into your MTN Mobile Money Account.


You can buy more cover for yourself by signing up for Autoboost and purchasing airtime, data and bundles via MoMo or at any time through MyBoost.

Choose the cover you want at the premium you’re comfortable with by setting your Autoboost amount. Your premium can be as little as XAF 200. This amount will be automatically deducted every time you load airtime until you reach your maximum premium for the month. This means that aYo will not deduct more than your maximum premium from you in a month

How will I be charged for using Recharge with Care?How will I be charged for using Recharge with Care?

Signing up to aYo is free. Once you have signed up, if you sign up for free cover/loyalty you will get free cover when you purchase bundles using MoMo

There will be no cost to you to dial the *126*296# USSD number to sign up and interact with aYo because this has been made free for all MTN subscribers.

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